GT Bank Quick Credit: How To Apply

GT Bank Quick Credit: How To Apply

In today’s fast-paced world, financial emergencies and unexpected expenses can arise at any moment.


Whether it’s a medical bill, a home repair, or an unplanned trip, having access to quick and reliable financial solutions is essential.

Guaranty Trust Bank (GT Bank) recognizes the importance of addressing such needs promptly, and that’s why they have introduced an innovative product called QuickCredit.

This service is designed to provide their retail customers with instant access to cash, ensuring that they can handle pressing financial matters with ease and convenience.


In this article, we will delve into how to apply for GT Bank Quick Credit.

You can check out the branches of Access Bank here, if you are a customer.

Table of Contents


GT Bank Quick Credit

GT Bank QuickCredit is a revolutionary financial product that empowers GT Bank’s retail customers to access funds swiftly when they need it the most.

One of the standout features of GT QuickCredit is its accessibility. It is available exclusively to customers who hold salary accounts with GT Bank, allowing them to borrow up to 100% of their monthly salary.

The beauty of this service lies not only in its accessibility but also in its affordability.

GT Bank QuickCredit offers an incredibly competitive interest rate of 18% per annum, ensuring that customers can manage their repayments without undue financial strain.

Furthermore, QuickCredit provides a flexible repayment plan that spans up to 12 months.

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This flexibility allows borrowers to tailor their repayment strategy according to their financial capabilities, making it easier to manage their finances while repaying the loan.

Applying for GT Bank QuickCredit

Applying for QuickCredit is a straightforward and hassle-free process, thanks to GT Bank’s commitment to simplicity and customer convenience.

To initiate the application, customers need to follow these simple steps:

  1. Dial 7370#: Using the phone number associated with their GT Bank salary account, customers can dial 7370# to access the QuickCredit application menu.
  2. Select Option 1 (Payday Credit): Upon dialing the code, customers will be presented with various options. To apply for QuickCredit, they should select option 1, which corresponds to Payday Credit.
  3. Agree to Terms and Conditions: Before proceeding, customers will need to review and agree to the terms and conditions of the QuickCredit service. It is essential to understand the terms before proceeding with the application.
  4. Enter Loan Amount and Tenure: Customers can then enter the desired loan amount and select a repayment tenure of up to 12 months. This flexibility allows borrowers to choose a repayment period that aligns with their financial capabilities.
  5. Confirm Transaction with PIN: To complete the application, customers will need to confirm the transaction using their personal identification number (PIN), ensuring the security of the process.
  6. Instant Crediting of Funds: Once the transaction is confirmed, the approved loan amount will be instantly credited to the customer’s GT Bank account, ready for use to address their urgent financial needs.

Repayment Made Easy

GT Bank’s commitment to customer convenience extends beyond the loan application process and into the repayment phase. Repaying the QuickCredit loan is a straightforward process that can be completed using the following steps:

  1. Dial 7370#: Similar to the application process, customers need to dial 7370# to access the QuickCredit menu.
  2. Select Option 4 (Repayment): From the menu options, customers should select option 4, which is designated for loan repayment.
  3. Select Option 2 (Close Credit): To initiate the repayment, customers should then choose option 2, which allows them to close the credit facility by making the necessary payment.
  4. Enter PIN to Liquidate Credit: Confirming the repayment requires the customer to enter their PIN, ensuring the security of the transaction.
  5. Instant Confirmation: Upon successful repayment, customers will receive an instant notification confirming that the repayment has been successfully processed.
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In conclusion, GT Bank’s QuickCredit service is a game-changer in the realm of accessible and convenient financial solutions.

With its instant access to cash, competitive interest rates, and flexible repayment plans, QuickCredit empowers customers to handle their urgent financial needs with confidence and ease.

Whether it’s unexpected medical expenses, home repairs, or any other pressing matter, QuickCredit stands ready to provide the necessary financial support, ensuring that customers can navigate life’s uncertainties without undue stress.

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